Acadia Insurance v. Vermont Mutual Insurance

RUDMAN, J.,

with whom ALEXANDER, J., joins, dissenting.

[¶ 10] I respectfully dissent.

[¶ 11] The Vermont Mutual homeowner’s policy contains the following exclusion:

2. Coverage E — Personal Liability and Coverage F — Medical Payments to Others do not apply to “bodily injury” or “property damage”:

b. Arising out of or in connection with a “business” engaged in by an “insured.” This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed or implied to be provided because of the nature of the…