Jett v. Truck Insurance Exchange

OPINION

GRANT, Justice

Kathy Jett, d/b/a Artistic Monuments, appeals a summary judgment rejecting her claim concerning nonpayment of fire insurance benefits against Truck Insurance Exchange (“TIE”), a subsidiary of Farmer’s Insurance Group. Her sole point of error is that the trial court erred in granting summary judgment on TIE’s affirmative defense of contractual limitations. She contends that a cause of action begins to accrue when the insurer’s loss becomes “due and payable,” not at the time when an insurer denies the claim.

In 1988, Jett entered into a fire insurance policy agreement with…