Citizens' National Life Insurance v. Morris
Supreme Court of Arkansas
Appeal from Mississippi Circuit Court, Chickasawba District; Frank Smith, Judge; statement by the court. On June 14, 1905, the Citizens’ Life Insurance Company-issued to R. L. Morris a policy on his life in the sum of $5,000 payable at his death to his wife, Mary C. Morris, appellee herein. The annual premium was $127, “less the dividends credited thereon.”
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Appeal from Mississippi Circuit Court, Chickasawba District; Frank Smith, Judge; statement by the court. On June 14, 1905, the Citizens’ Life Insurance Company-issued to R. L. Morris a policy on his life in the sum of $5,000 payable at his death to his wife, Mary C. Morris, appellee herein. The annual premium was $127, “less the dividends credited thereon.” The Citizens’ National Life Insurance Company succeeded to all the assets and liabilities of the Citizens’ Life Insurance Company. The Fidelity & Deposit Company was the surety for the Citizens’ National Life Insurance Company. On the day…
1Opinion of the Court
Wood, J.,
(after stating the facts). The whole course of dealings between the insurance company and Morris was such as to lead him or any other reasonable and prudent business man to believe that unless he paid the premium note at the times specified by the company his policy would be forfeited. Every time (except one, January 19, 1910) when the extensions of time for payment of the premium note were made the company distinctly notified him that unless the note was paid at the time specified his policy would lapse. The failure to give him such notice in the letter of January 19, 1910, in which…
2Cases cited4 opinions
- Thompson v. Insurance Co.Supreme Court of the United States · 1881
- Hartford Life Annuity Insurance v. UnsellSupreme Court of the United States · 1892
- Moreland v. Union Central Life InsuranceCourt of Appeals of Kentucky · 1898
- Union Central Life Insurance v. CaldwellSupreme Court of Arkansas · 1900
3Cited by12 opinions
- Robnett v. Cotton States Life InsuranceSupreme Court of Arkansas · 1921
- Eyring v. Kansas City Life InsuranceMissouri Court of Appeals · 1939
- Patterson v. Equitable Life Assurance SocietySupreme Court of Arkansas · 1914
- American Life Ass'n v. VadenSupreme Court of Arkansas · 1924
- Wall v. Bankers Life Co.Supreme Court of Iowa · 1929
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