Robnett v. Cotton States Life Insurance
Supreme Court of Arkansas
Appeal from Arkansas Circuit Court, Northern District; W. B. Sorrells, Judge; The court erred in directing a verdict for appellee.
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Appeal from Arkansas Circuit Court, Northern District; W. B. Sorrells, Judge; The court erred in directing a verdict for appellee. The terms of an insurance contract are construed strictly against the insurer, since the policies are issued on printed forms prepared by the insurer, and the insured has no voice in the preparation. 217 S. W. 462. An insurance company is not required to declare a forfeiture on the failure of the insured to pay a premium note when due, but the .rule is different where the policy merely provides that on insured’s failure to pay the premium within a specified time…
1Opinion of the CourtWood, J.
This is an action brought by the appellant against the appellee to recover the sum of $5,000 on a policy of life insurance issued by the appellee to the husband of appellant, and in which the appellant was the beneficiary. The appellant set up the policy, alleged the death, of the insured and a compliance with all the terms of the policy necessary to create liability against the ap-pellee.
The appellee answered and denied that the insured had complied with the terms of the policy--by paying the second annual permium, and set up that the policy was forfeited because of that fact. The undisputed…
2Cases cited9 opinions
- Slocum v. New York Life InsuranceSupreme Court of the United States · 1913
- Bank of Commerce v. New York Life InsuranceSupreme Court of Georgia · 1906
- American Insurance v. HornbargerSupreme Court of Arkansas · 1908
- New York Life Ins. v. SlocumCourt of Appeals for the Third Circuit · 1910
- Fidelity Mutual Life Insurance v. BussellSupreme Court of Arkansas · 1905
4 more not listed; retrieve them via the Exa API.
3Cited by20 opinions
- Southland Life Ins. v. HopkinsTexas Commission of Appeals · 1922
- Inter-Southern Life Insurance Co. v. OmerCourt of Appeals of Kentucky (pre-1976) · 1931
- Diehl v. American Life InsuranceSupreme Court of Iowa · 1927
- National Union Fire Insurance v. WrightSupreme Court of Arkansas · 1924
- Home Life & Accident Co. v. HaskinsSupreme Court of Arkansas · 1922
15 more not listed; retrieve them via the Exa API.