Robben & Sons Heating, Inc. v. Mid-Century Insurance

Plaintiff insured appeals from a judgment for defendant insurer after a stipulated facts trial. The trial court ruled that defendant did not breach the terms of its insurance policy with plaintiff when it refused to afford more than $50,000 in coverage under its policy for thefts committed by plaintiffs former employee. We review the trial court’s ruling, an interpretation of an insurance contract, as a question of law, Hoffman Construction Co. v. Fred S. James & Co., 313 Or 464, 469, 836 P2d 703 (1992), and reverse.

At trial, the parties stipulated to the relevant facts. Plaintiff purchased…