USAA CASUALTY INSURANCE COMPANY v. Yaconiello

The sole question presented in this appeal is whether the medical payments provision in an automobile insurance policy, purporting to cover the named insured and his relatives when “struck by an automobile,” affords coverage for injuries sustained when such a person is struck by a motorcycle.

The facts are stipulated. William Yaconiello had an automobile policy with USAA which purported to cover reasonable medical expenses incurred by the “named insured and each relative” who “sustains bodily injury, caused by accident . . . through being struck by an automobile or by a trailer of any type.”

Ger…