M.F.A. Mutual Insurance v. Cheek

Here the issue is whether there was a breach of the cooperation clause in a standard automobile insurance policy so that the responsibility of the insurer would be extinguished. It was framed in an action for declaratory judgment brought by M.F.A. Mutual Insurance Company that it was not liable under an automobile insurance policy issued to defendant George D. Cheek for damages suffered by a pedestrian struck by Cheek’s car. The insurer alleged a violation of the cooperation clause of the policy.

The circuit court of Monroe County found in favor of the defendants, which included the…