Munford Union Bank v. American Ambassador Casualty Co.

OPINION

F. LLOYD TATUM, S.J.

PlaintifftAppellee, Munford Union Bank, filed suit in General Sessions court against Defendant/Appellant, American Ambassador Casualty Company, for “recovery under loss payee provisions of automobile insurance policy No. 175843 insuring a 1997 KIA Sephia automobile — owned by Kelvin Jones, which was totaled on about September 11, 1997.” The General Session’s judge entered judgment in favor of the Plaintiff in the sum of $13,409.13 and the insurance company appealed to Circuit Court.

The case was tried by the circuit judge without intervention of a jury. The circuit…