Tart v. American National Fire Insurance Co.

Appellants, James E. Tart and Spencer Tart (“the Tarts”), challenge the trial court’s declaratory judgment that appellee, American National Fire Insurance Company (“American National” or “the company”), is under no obligation to defend them in a negligence and wrongful death action brought by Clementine Singleton as Admin-istratrix of the Estate of her husband Frank Singleton (“the decedent”). The court also held that American National has no duty to indemnify the Tarts for damages they must pay as a result of the action. We affirm.

I

At trial, the parties stipulated to the facts of the…