Woodard v. North Carolina Farm Bureau Mutual Insurance

WELLS, Judge.

Defendant argues on appeal that the trial court erred in failing to grant its motions for a directed verdict and for judgment NOV. Defendant contends that these motions should have been granted because: (1) The Woodards, at trial, never proved their employee was negligent, and therefore the Woodards’ liability to Kimsey and defendant’s derivative liability to reimburse the Woodards was never established; and (2) as a matter of law, damage to Kimsey’s building arose out of a “completed operations hazard” which was excluded from coverage under the terms of the insurance policy. We…