Sunshine State Insurance Co. v. Corridori

The issue presented is whether the trial court erred in finding that appellees were entitled to an appraisal pursuant to a homeowners’ insurance policy where coverage issues remained in dispute. We conclude that the appraisal was premature, and we reverse.

Appellees purchased homeowners’ insurance from appellant in 2005. After sustaining damage during Hurricane Wilma, appellees filed a claim for reimbursement. Appellant paid that claim and closed the case. Two years later, appellees submitted a “supplemental claim” for damages discovered by a public adjuster. In response, appellant requested a…