State Farm Mutual Automobile Insurance Co. v. Pritchard

In January 2011, James Ross Pritchard, Jr., was involved in an automobile accident with an automobile driven by Broderick McCants. McCants was insured by GEI-CO Insurance Company (“GEICO”); his policy limits were $50,000. State Farm Mutual Automobile Insurance Company (“State Farm”) was Pritchard’s insurer; Pritchard’s policy included $100,000 in un-derinsured-motorist (“UIM”) coverage.

Pritchard sued McCants, State Farm, USAA Casualty Insurance Company,1 and fictitiously named parties, alleging various causes of action and seeking damages in excess of the limits of McCants’s *722policy. GEICO…