Legal Opinion

Brack v. Omni Loan Co., Ltd.

California Court of Appeal

Decided June 17, 2008No. D049198PublishedCited by 21 opinions

1Opinion of the Court

Opinion

BENKE, Acting P. J.

The principal defendant in this class action lawsuit, respondent Omni Loan Company, Ltd. (Omni), 1 a Nevada corporation, engaged in consumer lending in California. Although Omni’s activities would otherwise be subject to the California Finance Lenders Law (Finance Lenders Law) (Fin. Code, 2 § 22000 et seq.), under choice-of-law provisions in Omni’s loan agreements borrowers agreed Omni’s loans would be governed by the law of Nevada. We conclude this choice of Nevada law is not enforceable.

In general, California courts will enforce a contractual choice of law if the…

2Cases cited16 opinions

  1. Wash. Mut. Bank v. Superior Court of Orange Cty.California Supreme Court · 2001
  2. Discover Bank v. Superior CourtCalifornia Supreme Court · 2005
  3. Nedlloyd Lines B v. v. Superior CourtCalifornia Supreme Court · 1992
  4. Cromeens, Holloman, Sibert, Inc. v. AB VolvoCourt of Appeals for the Seventh Circuit · 2003
  5. America Online, Inc. v. Superior CourtCalifornia Court of Appeal · 2001

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3Cited by21 opinions

  1. Bridge Fund Capital Corp. v. Fastbucks Franchise Corp.Court of Appeals for the Ninth Circuit · 2010
  2. Ruiz v. Affinity Logistics Corp.Court of Appeals for the Ninth Circuit · 2012
  3. Brown v. GrimesCalifornia Court of Appeal · 2011
  4. In re Facebook Biometric Information Privacy LitigationDistrict Court, N.D. California · 2016
  5. Pinela v. Neiman Marcus Group, Inc.California Court of Appeal · 2015

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