In Re Marriage of Elfmont

*1036BAXTER, J., Concurring.

I have signed the majority opinion because I concur in the majority’s judgment that the disability insurance proceeds are the husband’s separate property. I also agree with the majority’s reasoning that the present case is distinguishable from In re Marriage of Saslow (1985) 40 Cal.3d 848 [221 Cal.Rptr. 546, 710 P.2d 346] (Saslow) because the husband in the present case renewed the insurance policies after the parties’ marital separation, with premiums paid with his separate property, i.e., his postseparation income, and with no intent to provide retirement income to…