Brown v. First Insurance

OPINION

SOLOMON, District Judge:

Plaintiffs filed this action to recover on a products liability insurance policy issued by defendant. The issue involves the effect of a branch manager’s representations that the policy would cover all injuries resulting from sales of defective merchandise, when the policy limited coverage to accidents occurring while the policy was in effect.

In 1955, plaintiff Edith L. Brown and Mrs. Merle Chase formed a partnership to operate a gift shop.1 Vernon L. Parker, one of defendant’s branch managers, sold the partnership a “storekeepers’ liability policy” which…