Charles E. Brown v. First Insurance Co. Of Hawaii, Ltd.

DUNIWAY, Circuit Judge.

First Insurance Company of Hawaii appeals from a judgment that held that the plaintiffs, Mr. and Mrs. Brown^could recover on a products liability insurance policy issued by First Insurance. We reverse.

In 1955 Mrs. Brown and a Mrs. Chase formed a partnership and opened a gift shop in Hawaii. They purchased an insurance policy denominated a “storekeepers’ liability policy” from Vernon L. Parker, an employee (branch manager) of First Insurance. The policy was purchased in September of 1955 and ran from the twenty-first of that month to the twenty-first of September the…