Melton v. Minnesota Life Insurance

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF KENTUCKY SOUTHERN DIVISION LONDON CRYSTAL MELTON, Executor of the Estate ) of Wallace Melton, ) ) No. 6:23-CV-174-REW-HAI Plaintiff, ) ) v. ) OPINION AND ORDER ) MINNESOTA LIFE INSURANCE, ) ) Defendant. ) ) *** *** *** *** I. Background Defendant Minnesota Life Insurance Company is the issuer, underwriter, and insurer of the Accidental Death & Dismemberment (“AD&D”) Policy1 at the center of this lawsuit. See DE 35 (Amended Complaint) ¶ 7. Defendant issued the policy to American Electric Power Service Corporation (“AEP”), who is the plan…