Joseph Forest Products, Inc. v. Pratt

This is an action for damages against defendant insurance agent for breach of a contract to procure insurance and for negligence in failing to obtain insurance coverage. Plaintiff alleged that defendant failed to obtain fire insurance on plaintiffs pole treating plant, although defendant agreed to do so and although plaintiff paid the premiums. During the period in which coverage was supposedly in effect, plaintiffs plant was damaged by fire and the insurance company denied coverage.

At trial, the jury found against the defendant insurance agent and a judgment was entered for plaintiff for…