COASTAL FEDERAL CREDIT UNION v. Falls

STROUD, Judge.

Melissa Overcash Falls and Stephen Anthony Overcash (referred to collectively as “defendants”) appeal from a trial court’s order denying their motion to set aside entry of default and default judgment. For the following reasons, we remand for further findings of fact.

I. Background

On 11 May 2010, Coastal Federal Credit Union (“plaintiff’) filed suit against defendants alleging that defendants had defaulted under the terms of an installment sales contract for a 2001 Ford F-350 truck, which was entered into on 6 May 2006. Plaintiff requested that the court award the deficiency due,…