Binon v. Great Northern Insurance

Wisconsin's omnibus statute, § 632.32(3), Stats., extends insurance coverage to any permissive user of an insured motor vehicle and to any person legally responsible for the use of the motor vehicle. However, when the insured is a "motor vehicle handler," § 632.32(5)(c) permits the insurer to restrict coverage to only the motor vehicle handler when there is other valid and collectible insurance in effect.

The issues in this case are whether Arrow Motors, Inc., d/b/a Lease Associates Group, is a motor vehicle handler for purposes of this statute and, if so, whether the Universal Underwriters…