EA MANAGEMENT v. JP Morgan Chase Bank, NA

OPINION

KETHLEDGE, Circuit Judge.

William Elias sued JP Morgan Chase Bank after Chase refused to honor three cashier’s checks that Chase thought Elias had obtained by fraud. The district court granted summary judgment to Chase as to all of Elias’s claims, finding among other things that Chase had reason to believe that Elias actually did commit fraud. Elias argues before us that the question whether he committed fraud is “disputed.” We conclude that, under the Uniform Commercial Code as enacted in Michigan, Chase’s actions were lawful even absent any finding of fraud. So we affirm.

I

In 2005,…