In Re Carbajal

ORDER DENYING CONFIRMATION AND CONVERTING CASE TO CHAPTER 7

THOMAS C. BRITTON, Chief Judge.

The debtor’s chapter 13 plan was before the court for confirmation on April 29.

Confirmation is denied under 11 U.S.C. § 1325(a)(3) and (6). The debtor is a married woman. Both she and her husband are employed and they live together, sharing household and other living expenses. The debtor proposes to pay her creditors approximately 20% of the amount owed in installments from her income spread over the next three years. Because she alone has filed for bankruptcy, she reports only her income and a part of…