Meadows v. State Farm Mutual Automobile Insurance

PRESIDING JUSTICE GOLDENHERSH

delivered the opinion of the court:

Plaintiff, Charles Meadows, was issued insurance on his 1987 Ford Escort by defendant, State Farm Mutual Automobile Insurance Company, through its agent, Hugh Frailey. On December 23, 1987, while the policy was in effect, plaintiff was involved in an accident. Although plaintiff was not at fault, the other driver’s insurance policy apparently did not cover the costs of plaintiff’s injuries and damages. On August 15, 1989, plaintiff filed a complaint for declaratory judgment against defendant alleging that defendant breached its…