State Farm Fire & Casualty Co. v. Victor

This appeal challenges a summary judgment ruling that a homeowner’s policy issued by State Farm Fire & Casualty Company (State Farm) excludes payment of damages arising from the shooting death of Darryl Smith by the policy’s insured.

Smith was shot in the head with a .357 Magnum pistol fired by State Farm’s insured, Gregory E. Victor. At the time he was shot, Smith was standing in the doorway of his father’s home.

We affirm the trial court’s judgment because under State Farm’s homeowner’s policy, coverage is excluded where, as here, an injury is expected or intended by the insured.

State Farm…