Allison v. Iowa Mutual Insurance

HEDRICK, Judge.

Defendant’s exceptions to each of the trial judge’s conclusions of law present for review the single question of whether the court erred in entering judgment for plaintiff. The question is not whether plaintiff’s truck was covered under the policy. It was. Rather, the question is whether the event which gave rise to the damage is excluded from the kind of loss for which the policy provides protection.

Defendant argues that the collapse of the bridge resulting in damage to plaintiff’s truck was an accident by collision and that the occurrence was therefore excluded from coverage…