Chappelear v. Grange & Farmers Insurance

This is an action to recover windstorm damage to farm buildings from the defendant insurance company. Verdict and judgment were for plaintiff. We reverse that judgment.

There are numerous assignments of error, only two of which need be considered, namely: Failure to sustain defendant’s motion for a directed verdict and insufficiency of the evidence to sustain the verdict.

The defendant Grange and Farmers Insurance Company is a local assessment company writing fire and wind insurance. For a number of years plaintiff and her now deceased husband had carried insurance with defendant. The policies…