Ex Parte Colquitt

Glenda F. Colquitt is the plaintiff in an action pending in the Mobile Circuit Court. She petitions this Court for a writ of mandamus directing the trial court to vacate its order staying the proceedings and granting the motion of the defendant First USA Bank, N.A. (the "Bank"), to compel arbitration. We deny Colquitt's petition for the writ of mandamus.

I

First USA Bank, N.A., is a Delaware-based national bank that issues credit cards. In August 1996, after receiving in the mail an application from the Bank, Colquitt applied for a "Visa Gold" credit card; Colquitt says the application…