Pelican Insurance v. Troy Co-operative Ass'n

STAYTON, CHIEF JUSTICE.

This action was brought byappellee on two policies of insurance covering risks on store house and merchandise. The petition alleged the destruction of the property and the policies were made exhibits.

Each policy contains the following provisions: "(1) This company shall not be liable for any loss or damage by fire caused by means of hurricane. (2) If the building shall, fall, except as the result of a fire, all insurance of this compaiiy on it or its contents shall immediately cease and determine."

The fire occurred during or immediately following a severe hurricane,…