American Bankers Insurance Co. of Florida v. Tellis

MOORE, Chief. Justice

(dissenting).

I Respectfully, but' strongly, dissent in these appeals involving predispute arbitration agreements. It is undisputed that the policyholders never signed the provision American Bankers Insurance Company of Florida (“American Bankers”) seeks to enforce. Nevertheless, the main opinion holds that the policyholders ratified the arbitration provision because it-was referenced on the declarations page of the policies and because the policyholders, paid premiums to renew the policies. I cannot agree with that holding for two reasons. First, an application of the…