Hovington v. Lara

By Judge Marc Jacobson

Toya Hovington, an infant, and Allen L. Mims (Plaintiffs) were injured when the car which Plaintiff Mims was driving and in which Plaintiff Toya Hovington was a passenger was struck by a car driven by Troy A. Lara (Defendant). The Defendant was uninsured at the time of the accident, and Plaintiff Mims was driving a car owned by his brother, Jerold J. Townes. Townes was visiting from Florida, where the car was registered and insured. When procuring the liability insurance policy from Progressive Bayside Insurance Company (Progressive), Townes specifically rejected the…