State Automobile & Casualty Underwriters v. Runia

OPINION

HUSPENI, Judge.

This is a joint appeal by appellants Beth Ann Becker (Becker) and Larry Dennis Hills (Hills) from a declaratory judgment that denied insurance coverage to Roger Allan Runia (Runia). Becker contends that Runia was an insured by virtue of the Safety Responsibility Act, Minn.Stat. § 170.54 (1982), and under the terms of the insurance policy. The trial court held that application of the Act to the policy definition of “insured” resulted in no coverage. We affirm the trial court’s determination that the insurer had no duty to defend or indemnify Runia.

FACTS

Becker was…