South Georgia Farmers Fire Insurance v. Smith

Jenkins, R. J.

1. While a. policy of fire insurance is required to be in writing, “delivery is not necessary, if, in other respects, the contract is consummated.” Civil Code (1910), § 2470; Home Insurance Co. v. Swann, 34 Ga. App. 19 (128 S. E. 70); Home Ins. Co. v. Clinkscales, 35 Ga. App. 360 (133 S. E. 289), 36 Ga. App. 601 (137 S. E. 304); Home Ins. Co. v. Freeman, 42 Ga. App. 481 (156 S. E. 461).

2. In the instant suit it appears, without dispute, that the policy of fire insurance sued on was actually issued by the defendant, a mutual assessment association, and that the minds of the…