Home Insurance v. Freeman

1. While a policy of fire insurance is required to be in writing, “delivery is not necessary, if, in other respects, the contract is consummated.” Civil Code (1910), § 2470; Home Ins. Co. v. Swann, 34 Ga. App. 19 (128 S. E. 70) ; Home Ins. Co. v. Clinkscales, 35 Ga. App. 360 (133 S. E. 289), 36 Ga. App. 601 (137 S. E. 304),

2. In the instant suit on a note given in payment of premiums on a policy of fire insurance, where the defense pleaded was that the policy had never been issued or delivered to the defendant, and that no notice of the acceptance of his application for insurance had ever…