Hartland Cicero Mutual Insurance v. Elmer

Hartland Cicero Mutual Insurance Company appeals from that part of a final judgment wherein the trial court ruled that the provisions in an insurance policy which exclude coverage for “all punitive damages” do not exclude coverage for statutory double damages under sec. 26.09, Stats.

The issue in this case is whether a homeowner’s liability insurance policy covering “all sums which the insured shall become legally obligated to pay as compensatory damages because of bodily injury or property damage, excluding all punitive damages, caused by an occurrence to which this coverage applies”…