Farm Bureau Town & Country Insurance Co. v. American Alternative Insurance Corp.

THOMAS H. NEWTON, Judge.

Farm Bureau Town & Country Insurance Company (Farm Bureau) appeals the trial court’s judgment requiring it to reimburse funds paid by American Alternative Insurance Corporation (AAIC) to settle claims arising from a motor vehicle accident. We reverse the trial court’s finding that the driver was not AAIC’s insured at the time of the accident, find that each insurer has a pro rata liability for the underlying plaintiffs’ claims, and enter judgment for Farm Bureau in the amount of $52,816.22.

Factual and Procedural Background

Mr. Darren Day was a volunteer firefighter for…