Dry v. United Fire & Casualty Co.

Scotty Dry (“Dry”) appeals from the trial court’s judgment in favor of United Fire & Casualty Company (“United Fire”) in an equitable garnishment action under Section 379.200.1 Dry argues the trial court erred in finding the tortfeasor in the underlying personal injury action, Charley Reed (“Reed”), was not an insured. We disagree and affirm the trial court’s judgment.

Standard of Review

In a court-tried case, “we must affirm the trial court’s judgment unless it is not supported by substantial evidence, it is against the weight of the evidence, or it erroneously declares or applies the law.”…