Legal Opinion
Yarnall v. Four Aces Emporium, Inc. (In Re Boganski)
United States Bankruptcy Appellate Panel for the Ninth Circuit
Decided March 3, 2005No. BAP No. NV-04-1148-BSBu. Bankruptcy No. S-02-20456-VJ. Adversary No. 03-1200-VJPublishedCited by 5 opinions
1Opinion of the Court
OPINION
BRANDT, Bankruptcy Judge.
Several weeks before filing for relief under chapter 13 of the Bankruptcy Code, 11 U.S.C., debtor borrowed $500 from a payday loan business. The lender’s employee manually adjusted the term of the loan agreement but neglected to adjust the annual percentage rate (“APR”) accordingly. The initial chapter 13 trustee, Kathleen McDonald 2 (“trustee”) filed a proof of claim for the lender and then filed an adversary proceeding for violations of the Truth in Lending Act, 15 U.S.C. § 1601 et seq. (“TILA”). 3 After trial, the bankruptcy court dismissed the complaint,…
2Cases cited23 opinions
- Anderson v. City of Bessemer CitySupreme Court of the United States · 1985
- Kerr v. Screen Extras Guild, Inc.Court of Appeals for the Ninth Circuit · 1975
- Anderson Bros. Ford v. ValenciaSupreme Court of the United States · 1981
- Searles v. Riley (In Re Searles)United States Bankruptcy Appellate Panel for the Ninth Circuit · 2004
- Olga Valencia and Miguel Gonzalez v. Anderson Bros. Ford and Ford Motor Credit CompanyCourt of Appeals for the Seventh Circuit · 1980
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3Cited by5 opinions
- McDaniel v. ABN AMRO Mortgage GroupDistrict Court, S.D. Ohio · 2007
- Gordon v. Hendricks-Patton Co. (In Re Gordon)United States Bankruptcy Court, N.D. Alabama · 2008
- Abubo v. Bank of New York MellonDistrict Court, D. Hawaii · 2013
- Wagner v. Wisconsin Auto Title Loans, Inc.District Court, E.D. Wisconsin · 2008
- In Re BranchUnited States Bankruptcy Court, D. Colorado · 2006