Hartford Accident & Indemnity Co. v. Chiate

HAIRE, Judge.

The issue before us is whether the appellant automobile insurer could validly limit its “medical expense” coverage payable to the named insured with respect to injuries to him to that portion of such expense for which the named insured did not receive reimbursement under other forms of medical insurance. We hold that the insurer could so limit its risk.

The plaintiff-appellee, Mac Chiate, is the named insured under an “Economy Automobile’ Policy” issued by the appellant-insurer.- On its first page, the policy provides the following coverage:

“COVERAGE B — MEDICAL EXPENSE: The…