Robert Miller v. Capital One Bank, N.A.

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF OHIO WESTERN DIVISION ROBERT MILLER, Plaintiff, Case No. 1:25-cv-583 vs. McFarland, J. Bowman, M.J. CAPITAL ONE BANK, N.A. Defendant. REPORT AND RECOMMENDATION This civil action is now before the Court on Defendant Capital One’s motion to dismiss Plaintiff’s complaint pursuant Fed. R. Civ. P. 12(b)(6) for failure to state a claim upon which relief may be granted and the parties responsive memoranda. (Docs. 8, 9, 10, 13). For the reasons explained below, the undersigned finds that Defendant’s motion is well-taken. I. Background Plaintiff…