Mutual Life Insurance v. Otto

Offutt, J.,

delivered the opinion of the Court..The appellant in this case conducts a life insurance business in Baltimore City. On or about April 20th, 1925, Clarence W. FoKwell, its soliciting agent, received from Earl W. Otto, an infant, an application for a five hundred dollar twenty year endowment insurance policy on his life in favor of his mother Margie Otto-, and at the same time received from him fifty-eight cents in payment of the first week’s premium to become due on the policy when issued. The application was accepted, and, on April 25th, 1925, the policy was issued and delivered…