Home Ben. Ass'n v. Brown

Appellee held a certificate of insurance with appellant, a local mutual aid life and accident insurance association. The provisions of the certificate of insurance necessary for a determination of this litigation are embraced in subdivisions 3, 4, and 5 thereof. Subdivision 3 provides: “Should any member in good standing in this class, through accident, * ⅜ ⅜ become totally and permanently disabled * * * the holder hereof agrees to pay $1.10.” Paragraph 4 provides for the payment by the association of a $750 benefit to the holder of the policy if he loses an eye, hand, or foot through…