Legal Opinion

Abraham v. Ocwen Loan Servicing, LLC

District Court, E.D. Pennsylvania

Decided June 26, 2017No. CIVIL ACTION No. 14-4977PublishedCited by 5 opinions

1Opinion of the Court

MEMORANDUM

PADOVA, District Judge

TABLE OF CONTENTS

I. INTRODUCTION ...134

II. BACKGROUND ...134

III. THE CLASS CERTIFICATION RECORD .. .135

A. Background Regarding Ocwen’s In-House Balloon Loan Modifications and its Documentation Systems ... 135

B. The Class Representatives ... 136

1. Plaintiffs Lisa and Scott Cave ... 136

2. Plaintiff Lisa A. Abraham ... 138

3. Plaintiffs Lee Ann and Mark E. Ka-minski (the “Kaminskis”) ... 139

C. Expert Evidence ... 141

1. Plaintiffs’ Expert Dr. Brian C. Becker ...141

2. Defendant’s Expert Joseph J. Floyd ...144

3, Dr. Becker’s Reply to the Floyd Report ...147

4, Floyd’s…

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