Allstate Insurance Co. v. Hirose

MOON, Chief Justice. **

Appellant Allstate Insurance Company (Allstate) filed a complaint for declaratory relief under federal diversity jurisdiction in the United States District Court for the District of Hawai'i (USDC). Allstate sought a declaration of its rights and responsibilities under its insurance policy, issued to James Hirose, concerning the combining of two or more coverage limits of underinsured motorist (UIM) benefits under a single policy [hereinafter, intra-policy stacking]. 1

Following motions for summary judgment, the USDC certified to this court the question whether the laws…