Long Island Lighting Co. v. Hartford Accident & Indemnity Co.

The modern trend has heen to extend the class of persons insured under standardized automobile insurance policies. This is largely to protect the public, and to facilitate indemnity to innocent victims of vehicular misuse. However, an added principle in this extension is the interest of an auto owner or user, who, for one reason or another, feels the need to protect his associates and helpers in the use of his vehicle. The public, the owner, and participants in vehicular use are seen, in principle, to be likely the beneficiaries of the auto liability insuring scope.

However, what of strangers…