Celina Mutual Insurance v. Aetna Life & Casualty Co.

The issue presented is whether a motor vehicle no-fault insurer, pursuant to the omnibus clause of its no-fault policy, should be held liable for all or part of a settlement a landowner’s general liability insurer pays where an injury arising out of the use of a motor vehicle occurs on the landowner’s premises. We hold the no-fault insurer has no duty to indemnify the general liability insurer because the landowner’s conduct did not arise from the use of a motor vehicle and was beyond the scope of the no-fault policy.

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Shell Oil Company contracted with Ernest E. Kuhns, doing business as…