Matthews v. Travelers Insurance Co.

The opinion of the court was delivered by

Kaul, J.:

The issue in this appeal stems from an action brought by plaintiff-appellant upon a group health insurance policy issued by defendant-appellee to the Livingston Oil Company, insuring its *293employees. The policy was described by a claim adjuster as a long-term disability income policy. For convenience the defendantappellee will be referred to as Travelers or the insurer and appellant will be referred to as plaintiff or Matthews.

Plaintiff’s claim for long-term benefits under the policy was settled in the sum of $9,000.00, two days before the case…