American United Life Insurance Co. v. Restaurant Hospitality Ass'n of Indiana

I respectfully dissent from the majority’s reversal of the grant of summary judgment to the associations. I conclude that a meeting of minds did not occur and that the trial court properly granted the associations’ motion for summary judgment.

“To create a contract of insurance there must be an agreement between the insurer and the insured. There must be a meeting of the minds.” Celina Mut. Cas. Co. v. Baldridge, 218 Ind. 198, 203-204, 10 N.E.2d 904, 906 (1937), reh’g denied. A contract of insurance requires a meeting of the minds of the parties upon the following essential elements of a…