Hall v. Patriot Mutual Insurance

[¶ 1] Carla Hall appeals from a summary judgment entered by the Superior Court (Hancock County, Hjelm, J.) in favor of Patriot Mutual Insurance Company and Dairyland Insurance Company on her claims of entitlement to underinsured vehicle coverage. Athough we affirm the summary judgment entered in favor of Patriot, we vacate the summary judgment entered in favor of Dairyland because we conclude that the Dairyland policies’ exclusions do not apply. Accordingly, the un-derinsured vehicle coverage available to Carla Hall exceeds the amount of the tort-feasor’s coverage, and she may be entitled to…