Brady v. Credit Recovery Co.

Memorandum

TAURO, Chief Judge.

At issue here is $110 which Plaintiff spent to clear his credit record. Prior to 1990, Plaintiffs former wife leased an apartment but failed to pay $470 in rent. Plaintiff never signed the lease in question, but was named therein as a tenant. The landlord, therefore, attempted to collect the unpaid rent from Plaintiff as well as from his former wife.1 His efforts were unsuccessful and so he hired Defendant Credit Recovery Company, a collection agency, to recover the asserted debt.

Defendant initiated the collection process by sending Plaintiff a letter requesting…