Raymond v. Auto-Owners' Insurance Co.

Plaintiff, residing at Galesburg, bought of R. E. Fair, a Ford dealer at Kalamazoo, a Ford sedan on installment contract. Orson Fair, a salesman and agent of the dealer, made the sale: The contract required that the buyer provide insurance covering fire, theft, and collision, agreeable to the requirements of First Bond & Mortgage Company, to whom the dealer assigned the contract, the policy to accompany the contract. The dealer was an agent of the defendant Auto-Owners’ Insurance Company to solicit insurance. The First Bond & Mortgage Company had a verbal understanding with defendant insurer…